Last Updated: 2/17/2026

PayRioX LLC (“PayRioX,” “we,” “our,” or “us”) respects your privacy and is committed to protecting your information.

This Privacy Policy describes how we collect, use, disclose, and safeguard information when you visit our website, use our software, or interact with our services (collectively, the “Services”).

By using the Services, you consent to the practices described in this Privacy Policy.

1. Scope

This Privacy Policy applies to:

• Merchants using the PayRioX platform
• Visitors to our website
• Individuals who communicate with us

PayRioX operates strictly as a software provider. Payment processing and cryptocurrency transactions are conducted by independent third-party providers and are governed by those providers’ privacy policies.

2. Information We Collect

A. Information You Provide

We may collect information that you voluntarily provide, including:

• Business name
• Contact name
• Email address
  
  
• Phone number
• Business address
• Formation documents
• Government-issued identification (for onboarding)
• Cryptocurrency wallet address
• Communications and support inquiries

B. Automatically Collected Information

When you access our website or platform, we may automatically collect:

• IP address
• Browser type
• Device information
• Access times
• Pages viewed
• Referring URLs

This information helps us maintain platform security and improve performance.

C. Cookies and Tracking Technologies

We may use cookies and similar technologies to:

• Improve site functionality
• Analyze usage trends
• Maintain session security

You may adjust your browser settings to refuse cookies; however, some features may not function properly.

3. How We Use Information

We use collected information to:

• Provide and maintain the Services
• Onboard and verify merchants
• Communicate with users
• Respond to inquiries and support requests
• Improve our platform
• Detect and prevent fraud or misuse
• Comply with legal obligations

We do not sell personal information.

4. Information Sharing and Disclosure

We may share information:

• With independent third-party service providers who assist in operating the platform
• With Onramp Providers as necessary for technical integration
• To comply with legal obligations or lawful requests
• To protect the rights, safety, or integrity of PayRioX

We do not share personal information for unrelated marketing purposes.

5. Third-Party Services

The Services may link to or integrate with independent third-party providers, including cryptocurrency onramps.

PayRioX is not responsible for the privacy practices of third parties. Users should review the privacy policies of those providers separately.

6. Data Security

We implement reasonable administrative, technical, and organizational measures designed to protect information from unauthorized access, disclosure, alteration, or destruction.

However, no method of electronic transmission or storage is 100% secure.

7. Data Retention

We retain information only as long as necessary to:

• Provide the Services
• Fulfill legal and regulatory obligations
• Resolve disputes
• Enforce our agreements

8. Your Rights

Depending on your jurisdiction, you may have rights regarding your personal information, including:

• Access to your information
• Correction of inaccurate data
• Deletion requests (subject to legal requirements)

To make a request, contact us at: info@payrio.com

9. Children’s Privacy

The Services are not intended for individuals under the age of 18. We do not knowingly collect information from minors.

10. International Users

If you access the Services from outside the United States, you understand that your information may be transferred to and processed in the United States or other jurisdictions.

11. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Updates will be posted on this page with a revised “Last Updated” date.

Continued use of the Services after changes indicates acceptance of the updated policy.

12. Contact Us

If you have questions about this Privacy Policy, please contact:

PayRioX LLC
info@payrio.com